An ability to manage your money and to budget is one of the most important skills of all and this book sets children on the path to sensible management of their finances, now and in the future. Using graphics and with clear, friendly, reader-appropriate text, it explains the history of money before moving on to explain how we pay for things in the digital world. Usefully, it shows how credit cards work, and why you need to be careful using them.
Just as clear and helpful is the section on budgeting, which opens with the advice that it’s never too soon to start and encourages readers to set up their own budget for the next two months with advice on how to track and manage your spending. It sounds doable and fun, and there’s advice too on cost cutting. The book also takes a look at the wider world, eg. how your school budget is managed and even how the Chancellor oversees the country’s budget – very timely!
It concludes with a glossary and quiz so that readers can test themselves and consolidate what they’ve learned. A clear, useful guide to a critical life skill.
In this book, readers will be introduced to the world of spending and budgeting. Topics include spending with cash or credit cards, being an ethical and savvy consumer, making a budget and understanding needs versus wants, budgeting for now and in the future, and much, much more! The book includes activities, discussion points, and a quiz to help readers become savvy, money-aware young people.
Also available as part of the Money and You 6-book set
Anna Young is a business development manager for an accountancy and bookkeeping company in the UK. Anna is passionate about ensuring young people have good financial skills.
Joanne Bell is the Managing Director and owner of an accountancy and bookkeeping company in the UK. Jo is passionate about financial literacy and helping people manage their money.
